Get Busy Buying Real Estate in 2012. What are you waiting for?

Apr 1st, 20124 Comments

Phil shares with you some of the latest stats from the national association of Realtor’s. He breaks down the stats on investors and discuss’s the items that stand out with positive news coming your way. Watch this important video NOW!

In this great video Phil discuss’s the latest stats from the national association of Realtor’s and how those stats apply to investors. Listen to how these numbers tell investors important info needed to get busy buying in 2012. Just click on the link below.

The Dodd Frank Act and Owner Financing

Feb 28th, 20121 Comment

The Dodd Frank Act and Owner Financing
Despite there being very few complaints from consumers regarding owner financing, the Dodd Frank Act (as did the SAFE Act) does impact how real estate investors are able to perform selling a house with owner financing. The good news is that the real estate investor won’t really notice any difference in the way they perform their business if they are already following the rules of the SAFE Act. The Title Companies and Licensed Residential Mortgage Loan Originators will have more work to do.

Does the Dodd Frank Act Abolish Owner Financing?
No.
The combination of the SAFE Act and the Dodd Frank Act prohibit real estate investors from taking applications, negotiating terms, and creating a new note unless they are licensed. If the real estate investor is not licensed, then they simply must utilize the services of individuals who are licensed.
While a little more expensive and a little more complicated, selling a house with owner financing is still a viable option under the enactment of this legislation.

When the market goes south so do we

Feb 20th, 2012381 Comments

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